Getting Started

Assuming you have met the criteria in order to apply for a Short Sale in South Jersey, there are a few documents that you should have. Although what you are going through is very stressful, it is important to stay organized in providing us with the following documentation prior to our appointment:

  • ¬†Two months most recent mortgage statements (all mortgages)
  • Two months checking account statements (all borrowers if separate)
  • Two months savings account statements (all borrowers if separate)
  • Two months other account statements (all borrowers if separate)
  • Last two paycheck stubs (all borrowers)
  • Two years tax returns
  • IRS Form 4506 Request for Copy of Tax Return
  • Hardship Letter
  • Financial worksheet (basically a list of all of your monthly expenses vs monthly income)

Keep in mind that during the negotiations with your bank, you will need to make sure that every 30 days, you will need to update the following items:

  • Paycheck Stubs (all borrowers)
  • Checking/Savings Accounts Statements (all borrowers)

If you have all of the above forms, and are ready to get started, please submit the documentation below: